propcalc.uk by Propreneur

Calculators / Compare

Benchmark · March 2026

How Propcalc compares

UK's strategy-first deal calculator: BRR, R2R, HMO, SA and more, with show-your-working underwriting and a built-in refurb budget builder.

Try calculators free Open BRR calculator

Where Propcalc leads

Strategy-specific underwriting (BRR capital + hold, R2R operator economics)
Show your working on every registered calculator
UK refurb line-item budget builder (BRR, flip, BTL)
27 calculators on one free public hub

Pair with these for comps

We are weaker on live market comps and portal extensions than data platforms. Use PropertyData or PaTMa for area research; use Propcalc to decide if the deal stacks after all costs.

PDF deal pack emails after you calculate (watermarked free version).

Tools at a glance

PropertyData

Market data and research

Best for: Area comps, yields, valuations

PaTMa Deal Finder

Deal plans + portfolio CRM

Best for: BTL/HMO/flip with local data + PDF

Budgerty

Multi-scenario modelling

Best for: 10+ strategies (paid saves)

My Property Organiser

Free multi-strategy tabs

Best for: Quick BTL, HMO, BRRR, R2R

PropertyEngine

Sourcing + calculators

Best for: BRR + long equity projection

The Property Calculator

BTL/BRR web calc

Best for: Bridging + refinance + voids

Excel / templates

Custom models

Best for: Full control, lender packs

Propcalc.uk

Strategy-first underwriting

Best for: BRR/R2R depth, show working, refurb builder

Ratings: Strong+ Strong Partial Weak * = paid tier

Feature matrix

Capability	PropertyData	PaTMa	Budgerty	MPO	PropEngine	TPC	Excel	Propcalc
Core purpose	Data / intel	Deal + manage	Deal modelling	Free tabs	Source + calc	BTL/BRR	DIY	Underwriting suite
BTL cashflow	Partial	Strong	Strong	Strong	Strong	Strong	Strong	Strong
BRR / BRRR	Partial	Strong	Strong	Strong	Strong	Strong	Strong	Strong+
R2R margin	Weak	Partial	Strong	Strong	Partial	Weak	Varies	Strong+
HMO economics	Weak	Strong	Strong	Strong	Strong	Weak	Varies	Strong
SA / STL	Weak	Partial	Strong	Strong	Strong	Weak	Varies	Strong
Flip	Weak	Strong	Strong	Partial	Strong	Partial	Strong	Strong
Commercial / dev	Partial	Weak	Partial	Weak	Partial	Weak	Varies	Strong
Strategy Finder	Weak	Weak	Partial	Weak	Weak	Weak	N/A	Strong+
Show your working	Weak	Weak	Weak	Weak	Weak	Weak	DIY	Strong+
Refurb line-item budget	Weak	Partial	Partial	Weak	Weak	Weak	DIY	Strong+
Sensitivity / stress	Weak	Partial	Strong*	Partial	Partial	Partial	DIY	Strong
SDLT / mortgage tools	Strong	Partial	Partial	Partial	Partial	Strong	DIY	Strong
NPV / IRR / DSCR	Weak	Weak	Partial	Weak	Weak	Weak	DIY	Strong
Free public access	Trial	Trial	Freemium	Strong	Freemium	Strong	Buy once	Strong+
Market comps / area data	Strong+	Strong+	Weak	Weak	Strong+	Weak	Manual	Weak
PDF deal pack	Strong	Strong	Strong*	Weak	Partial	Weak	DIY	Partial
Portfolio / CRM	Weak	Strong+	Weak	Strong	Strong	Weak	Weak	Strong

Scroll horizontally on mobile. Strong+ = Propcalc primary strength.

Propcalc scorecard

UK strategy breadth

8 deal types + financial tools

5/5

BRR underwriting

Capital + hold, stress, refurb builder

5/5

R2R underwriting

Rooms, setup, void, operator rules

5/5

Formula transparency

Show working on all strategies

5/5

Free access

No paywall on calculate

5/5

Market comps data

Pair with PropertyData or PaTMa

2/5

PDF deal pack

Email PDF + snagging list PDF

4/5

Multi-year projections

5-year hold on BTL and BRR; NPV/IRR tool separate

4/5

Utility calculator suite

Void, skip, CGT, affordability, yield, mini refurb, snagging

5/5

Per-tool notes

Strengths: Sold prices, rents, yields, plot map, valuations, SDLT and yield tools, PDF research exports.
Gap vs Propcalc: Calculators are mostly top-line yield/ROI. No dedicated R2R operator model or show-your-working on every output.
They win when: What is this postcode worth or letting for?
Propcalc wins when: Does this BRR or R2R deal stack after all costs?

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Strengths: Deal Finder plans, refurb toggles, voids, agent fees, planning/crime data, PDF export, offer CRM.
Gap vs Propcalc: R2R/BRR are plan types in a broader product; less formula transparency and dual-phase BRR hold on one public page.
They win when: Find, plan, track, and manage with UK data baked in.
Propcalc wins when: Deep strategy engines and free instant underwriting without portfolio software.

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Strengths: 10+ strategies, sensitivity, saved reports on paid tiers.
Gap vs Propcalc: Free tier is simpler; show working and UK refurb catalogue are not core advertised features.
They win when: Saved scenarios and long-horizon comparison for paying users.
Propcalc wins when: Free depth on BRR/R2R/HMO plus formula narrative on every calculator.

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Strengths: Free tabs for BTL, HMO, BRRR, STL, R2R; 5-year return projection.
Gap vs Propcalc: Less line-item refurb builder, per-output working steps, and 27-tool calculator suite on one hub.
They win when: Fast all-in-one free tabbed analyser tied to their portfolio app.
Propcalc wins when: R2R/BRR operator-grade fields and audit-style show working.

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Strengths: BRR with bridging, SDLT, refinance, 30-year equity projection, sourcing integration.
Gap vs Propcalc: Bundled with sourcing subscription; R2R and show-your-working less prominent publicly.
They win when: BRR plus automated deal sourcing in one paid platform.
Propcalc wins when: Multi-strategy public suite and hold-phase stress without sourcing lock-in.

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Strengths: BRR with bridging, refinance LTV, void weeks, mgmt/maintenance %, mortgage stress.
Gap vs Propcalc: Narrower strategy set; no R2R, Strategy Finder, or refurb catalogue.
They win when: Simple BRR/BTL on one page.
Propcalc wins when: Breadth plus transparency layer.

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Strengths: Full control, lender-specific tabs, tax scenarios, your version history.
Gap vs Propcalc: Error-prone, no shared API, no instant public access, maintenance burden.
They win when: Bespoke lender packs and tax structuring.
Propcalc wins when: Validated server-side engines, consistent assumptions, show working for teaching.

Indicative comparison only; not financial advice. Full internal doc: docs/PROPCALC_COMPETITOR_BENCHMARK.md.