P propCALC.uk
Get Propreneur free
propcalc.uk by Propreneur Free UK calculators · no sign-up
Compare tools

Deal strategies

Strategy R2R SA BTL HMO BRR Flip BMV Commercial Development

Financial & quick tools

NPV / IRR DSCR Multiples CoC / ROE LTV Breakeven SDLT Bridging Mortgage Yield BTL ROI Void Skip CGT Affordability Refurb Snagging

About this calculator

Free UK property calculator with show-your-working steps. No sign-up required to run numbers.

Related tools

Did you know?

Pair propcalc with market-data tools for comps; use these calculators to decide if the deal actually stacks after all costs.

UK context

House in Multiple Occupation: 5+ unrelated occupants needs a mandatory licence (Article 4 may extend that to smaller HMOs). Most lenders cap at 6 lettable rooms without commercial finance.

Calculator

HMO

Full HMO model: room rents, voids, licence and opex, mortgage, cashflow, breakeven occupancy, and cash-on-cash.

Inputs

Property and income

Operating costs (annual unless noted)

Setup and investment

Run calculator

Runs against the live API. Nothing is stored. Use Sign up to save results.

Sensitivity scenarios

Sign up to save deals

Create a free Propreneur account to save these numbers against a property.

Optional overrides - mortgage estimate for BTL / commercial

Uses offer price, monthly rent, and monthly expenses (x12 as annual opex) from the form above.

Show working

See every formula, your numbers plugged in step by step, and where each cost comes from. No other UK property calculator shows its maths like this.

Save this as a PDF deal pack

Run the calculator, then enter your email for a PDF summary (usually within a few minutes). Sign up to Propreneur for watermark-free packs and saved deals.

Calculate your deal first; the PDF uses your latest results.

Queued - check your inbox shortly.

Create a free Propreneur account to save deals, track your portfolio, and get watermark-free deal packs.